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MPs back move to add rental payments to tenants’ credit scores

first_imgHome » News » MPs back move to add rental payments to tenants’ credit scores previous nextMPs back move to add rental payments to tenants’ credit scoresCalls for action to be taken to increase chances of young renters to get on the property ladder made during debate yesterday in Parliament.Nigel Lewis24th October 201702,743 Views Millions of tenants may soon be given a leg up onto the property ladder following a debate in parliament yesterday afternoon led by MP Paul Scully (pictured, right).An all-party selection of MPs sat down in Westminster Hall to debate an e-petition raised earlier this year calling for on-time rental payments to be recognised as evidence that mortgage re-payments can be met.Created by Plymouth roofer Jamie Pogson (pictured, left) during a ‘rant on the way to work’, the ordinary-sounding petition 186565 went on to be signed by over 147,000 people and gain its day in parliament.The debate included several high-profile MPs including Stephen Barclay, the Economic Secretary to the HM Treasury, who spoke on the government’s behalf.He gave Pogson and the millions of tenants desperate for any help on to the property ladder a strong signal that lenders may soon be compelled to add tenants’ rental payment to their credit histories.Stephen Barclay said he agreed that rental payments should be one of the key pieces of information included in credit files, and that he would talk with interested MPs with a view to proceed with a solution.“A gentle nudge to encourage the credit referencing sector would be appropriate here,” says Luke Pollard, MP for Plymouth, Sutton and Devonport (pictured, right).What that is remains up for more debate. David Jones, MP for Clwyd West, gave an eloquent speech calling for banks to enable landlords to report their tenants’ rental payments through their standing orders, or to set up a national rental payments portal.Credit filesOnly one credit reference agency currently offers the service – Experian – and it recently teamed up with The Big Issue magazine to offers social housing tenants the service. Some 1.5 million tenants in this sector now benefit, MPs were told.Landlords or agents who manage more than 100 properties can either report their tenants’ rental payments direct to Experian or to CreditLadder.co.uk which also handles smaller landlords – paying rental payments the same day – and reports the transaction to Experian.CreditLadder was criticised during the debate by David Jones, who said it was an unnecessary layer of “bureaucracy” in the rental process, something the website denies.“CreditLadder’s partnership with Experian means we are the only organisation at the moment who can offer smaller portfolio landlords a way to include tenants’ rental payments onto their credit profiles,” says CEO Sheraz Dar.“This service is free and doesn’t rely on landlords to report the information.”   Luke Pollard paul scully stephen barclay Sheraz Dar credit histories creditladder David Jones October 24, 2017Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021last_img read more

Florida man kills family over webcam model

first_imgA 30-year-old Orlando man has been sentenced to life in prison after he killed his parents and his brother because they allegedly tried to cut off his online relationship with an adult webcam model.The murders of Chad, Cody, and Margaret Amato occurred on January 24th at the family’s home on Sultan Circle.Authorities say the suspect Grant Amato, became infatuated with a Bulgarian webcam model named Silvie and reportedly stole nearly $200,000 from his family to fund his online relationship with her. The 30-year-old stole $60,000 and guns from his brother, Cody, and another $150,000 from his father Chad which included a loan that was taken out on his parents house.When the family interceded in the relationship, Grant then planned his revenge.Grant reportedly spent the day with his mother but at 4:45 pm when she sat down at the computer, he shot her in the back of the head and left her body “face-down dead at her computer desk,” while he waited for his father to come home. He then shot his father and his brother when they came home hours apart.The suspect then rearranged the bodies to make it appear that his brother killed his parents before he killed himself. Investigators realized, however, that Cody could not have been responsible for the deaths due to the time each person was killed.Grant was arrested and charged with first degree murder on July 31st, however, jurors reconvened Monday to decide whether Grant should receive the death penalty or just be sentenced to life in prison.After deliberations, it was decided that Grant be sentenced to life behind bars without prole.last_img read more

Fort’s Latest Redevelopment Announcements Include Former Commissary, PX

first_imgOCEANPORT – A flurry of activity was on the agenda of the Fort Monmouth Economic Revitalization Authority (FMERA) Nov. 13 for one of their last monthly meetings of 2019. All properties in play are located in the Oceanport section of the former Fort Monmouth. The same evening, FMERA voted to extend Oceanport Partners’ due diligence period on the 14-acre Warehouse/ Post Office parcel for 90 days to complete its investigation of the suitability of the property for redevelopment. Engineering and environmental studies are ongoing, officials said. The firm, which anticipates a total capital investment at that site of over $31.4 million, plans to use it for office, research and related product storage and distribution with a focus on medical, biotechnology and software development within three Class A office buildings. The extension lasts until Feb. 23, 2020. Noting there has been “a lot of trepidation” over the project locally, Coffey said, “RPM has done a lot to assuage our concerns in the past couple of months. We are ready to move forward but will be looking long and hard at it.” OCEANPORT PARTNERS EXPANDS ITS REDEVELOPMENT SCOPE By unanimous vote, FMERA made this 79-acre parcel along the New Jersey Transit railroad tracks and Parkers Creek, within a portion of the Horseneck area, available through its Offer to Purchase Process. Located one-half mile from the Little Silver Train Station, the site is designated for redevelopment as the borough’s “town center” community hub, with mixed uses including residential, retail, commercial and civic/institutional. NURSES QUARTERS 400 AREA Fort Monmouth’s Commissary is among the key former U.S. Army buildings developer Oceanport Partners is in the process of acquiring for redevelopment.Photo courtesy FMERA RPM Development, LLC will invest a minimum of $6.69 million to renovate and reuse the fort’s former 24-unit Nurses Quarters following last week’s unanimous approval of a Purchase and Sale Agreement for the 3.75-acre site. RPM, which purchased and renovated the fort’s former Officers Housing area as the East Gate residential project, now nearing completion, proposes to turn the Nurses Quarters into 24 one- and two-bedroom rental apartments. In addition, 10 three- to four-bedroom owner-occupied townhomes will be constructed. Seven of the apartments will be designated as affordable housing. The plan is subject to FMERA’s mandatory conceptual review and Oceanport’s Planning Board review. By Laura D.C. Kolnoski The bid package should be released next month with a deadline for submissions in late March. IN OTHER NEWS “It’s a fairly major development,” said Bruce Steadman, FMERA executive director. “We are making the Request for Offers to Purchase very broad. We want Oceanport’s approval.” Developer Oceanport Partners, an entity of Denholtz Management Corp., has entered into a Purchase and Sale Agreement to redevelop the fort’s former Commissary and PX (Post Exchange) complex, along with a 6-acre parking area. The firm, which will pay $3 million for the property, is already working toward redeveloping the adjacent former Post Office area and Warehouse District. Oceanport Partners will be responsible for all demolition and associated costs, and its total capital investment will be no less than $23 million, officials said. The Commissary building is slated for rehabilitation. Intended uses include retail, office, recreational, entertainment, craft production, research and development and culinary-related. The company estimates creating 111 part-time and/or full-time permanent jobs within 24 months of the project’s completion or pay a penalty of $1,500 per job not created as per FMERA rules. FMERA has said the parcel is well-suited for the development of “a vibrant, transit-oriented development” with 234 residential units and a Main Street character. Sixty-three buildings on the site, which the U.S. Army used for residences, administrative buildings, warehouses, research and development, and general purpose, are deemed obsolete. Alternative development scenarios will be considered, but all proposals must embody the transit-oriented development concept. “Oceanport can see the finish line at this point,” said Mayor Jay Coffey, a voting FMERA member. “This has been subject of a great volume of discussion in our town. There is no train station here. Horseneck Point residents are anxious to see what comes in and what transpires.” “I reached out to (RPM CEO) Ed Martoglio and tried to outline Oceanport’s concerns,” Steadman said. “Ed was 100 percent willing to take responsibility.” The project is expected to create a minimum of 38 part-time or full-time temporary construction related jobs and a minimum of one full-time or part-time job upon completion, or pay a penalty of $1,500 for each job not created. FMERA bid adieu to its director of real estate development of seven years, David Nuse, but not really. Nuse is returning to the New Jersey Economic Development Authority in Trenton, where he previously worked for 25 years. The EDA oversees FMERA operations. Nuse will remain a presence at FMER A’s monthly meetings, taking on the role of the EDA’s voting representative to the authority’s board. “Our time with Dave has been outstanding,” Steadman said. “He is a man of integrity, character and has legions of fans. He’s done great work here and we’ll miss his daily input.” Nuse said that he plans to stay “deeply involved” in the fort’s redevelopment.last_img read more