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Black Knight Comes to Rescue with Fee Solution

first_img in Headlines, Media, News, Technology Black Knight Comes to Rescue with Fee Solution Black Knight Financial Services has introduced a new technology designed to verify fee quotes that are required for generating the multi-form Loan Estimate and Closing Disclosure. Located within the company’s LoanSphere Exchange platform, the aptly named Fee Service will automatically dispense fee quotes from all 50 states that are more up-to-date than internally maintained fee tables, thereby helping shrink the risk of using outdated and possibly erroneous resources. What’s more, Fee Service’s bona fides also include a tax solution that instantly supplies estimated property taxes using “sophisticated estimation methods,” the company notes.“Black Knight is pleased to provide these innovative capabilities to improve the process of gathering fees needed and estimated taxes for the closing process,” said Jerry Halbrook, President of the Origination Technologies division of Black Knight Financial Services. “By delivering automated fee quotes, Fee Service helps to minimize tolerance violations, increase savings, and enhance the borrower experience.”Fee Service is accessible through Black Knight’s Exchange, an open technology platform that provides integration, data management, decisioning support, and workflow management through an all-day, every-day data exchange that connects more than 25,000 of the mortgage industry’s service and solution providers.“Maintaining and validating accurate loan-related fees from various settlement service providers across multiple counties and states is an immense challenge for lenders,” the company said. “Using Black Knight’s Fee Service to streamline this manually intensive process helps clients reduce overhead costs and provide borrowers with more accurate fee quotes throughout the loan process.” Sharecenter_img Black Knight Financial Services Jerry Halbrook themreport 2017-02-27 Staff Writer February 27, 2017 557 Views last_img read more

Grace expects Greinke trade to have emotional impa

first_img Grace expects Greinke trade to have emotional impact Cardinals linebacker Kevin Minter is ready for the snap during training camp Aug. 11. (Photo by Adam Green/Arizona Sports) Derrick Hall satisfied with D-backs’ buying and selling By all accounts Minter is playing like the player the Cardinals expected when they made him a second-round pick, 45th overall, in the 2013 NFL Draft.“Kevin is a guy that we have high expectations for and so far in camp he has played a high level,” General Manager Steve Keim said this week during his appearance with Doug & Wolf on Arizona Sports 98.7 FM.That it’s taken Minter until year three to be talked in such high regard shouldn’t be all that surprising, according to Keim. Often a draft pick needs time to develop and mature before contributing in a system, whether offensively or defensively.“Sometimes it takes a little while for the light to come on,” Keim said.For Minter, the play-caller on defense, the light failed to turn on initially because of both opportunity and injury.The opportunity never came in his rookie season — Minter played just one defensive snap — in part because he backed up Karlos Dansby, who excelled in his second go-around with the team.Then injury struck in year two.Minter suffered a torn pectoral muscle in the preseason.  “It ripped off the bone,” he said.Rather than take the time off to heal, Minter opted for the time on the field; and though the injury limited his ability, Minter played in all 16 games –including five starts — and recorded a career-best 49 tackles, one sack, five tackles for a loss and one pass defensed. The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Three years removed from being one of the nation’s top linebackers at LSU, Minter admitted it’s taken longer than he expected to enjoy similar success as a professional.“But being around the guys I was around, I was obviously not ready,” he said.  “I just had to learn to be a professional and I did that being behind guys like Karlos and (Larry) Foote, so I think I’m ready.” – / 23 Top Stories “I knew how important that year was for me as far as experience and I knew the team needed me, so I just sucked it up,” he said.“You can’t put a price on experience. It was so helpful as far as just getting acclimated to this game.”And now?  Well, Minter is flying around the field, making plays seemingly every day in camp.“Oh, my god, man, to be out of the strap?  It’s ridiculous. It’s just being able to play free, play like I was, not worrying about.  I don’t even think about it out there, and that’s such a load off,” he said.And without that limitation, he can be himself.“I feel like I can have the season everybody expects me to have, expect myself to have; just being that guy for this defense, being a leader, just being that linebacker in this league,” he said.Of course until Minter can be relied upon to be a consistent performer in the regular season, questions are going to remain.“In his package, when he’s healthy, he’s played really good,” Arians said.  “He played with one arm last year. But in his package — we didn’t bring him here to play dime.  We brought him here for Seattle and San Francisco, to play the run.  And in those games, he and Kenny Demens both have played good because they’re rock-‘em-sock-‘em football players.  They’re not basketball players spread out all over the field.” Former Cardinals kicker Phil Dawson retires GLENDALE, Ariz. – From Day 1, Arizona Cardinals head coach Bruce Arians made it clear: Kevin Minter was his starting inside linebacker.“It’s his job to lose,” the third-year coach said at the start of training camp.And thus far, 10 days into camp, Minter has done nothing to loosen his hold on the position.If anything, he’s only strengthened his grip.First, Arians praised the 24-year-old for his play in Saturday’s red-and-white practice and then again for his performance Monday. Comments   Share   last_img read more

Boosting genetic diversity may save vanishing animal populations But it may also

first_img Tim Zurowski/SHUTTERSTOCK.COM Sign up for our daily newsletter Get more great content like this delivered right to you! Country PROVIDENCE—The expanding global human footprint is dividing the world’s flora and fauna into ever-smaller, more isolated populations that could wink out because of inbreeding, disease, or environmental change. For decades, conservationists have proposed revitalizing those holdouts by bringing in new blood from larger populations. But they’ve wondered whether it really works—and how to do it without swamping the genetic identity and unique adaptations of the group at risk. Last month at Evolution 2019 here, researchers described how genomic tools are refining what is known as genetic rescue.Although zoos have worked to maintain genetic diversity in endangered species by carefully matching individual animals for breeding, the strategy has rarely been tried in nature. Genetic rescue “should be attempted more frequently,” Andrew Whiteley, a conservation genomicist at the University of Montana in Missoula, and his colleagues wrote last week in Trends in Ecology and Evolution. But showing that it works requires tracking multiple generations for years, something few studies have attempted. And researchers have only recently been able to detect what happens on a molecular level. Now, says Sarah Fitzpatrick, an evolutionary biologist at Michigan State University’s (MSU’s) W. K. Kellogg Biological Station in Hickory Corners, “We have genomic tools to study these populations … in ways we never could before.”Adding new blood to small populations really does help, a long-term experimental evolution study of wild guppies in Trinidad has demonstrated, says Brendan Reid, an MSU conservation biologist who works with Fitzpatrick. Decades ago, researchers seeded the headwaters of two streams in the mountainous country with guppies taken from a distant habitat. In one stream, the displaced fish had to travel a long way and only slowly made their way downstream to a small, isolated population. In the other stream, the fish more quickly joined another isolated group. Every month for 2.5 years, Fitzpatrick and her colleagues caught, marked, and studied all the fish they could find at the isolated groups’ territories before returning the fish to the streams. They tracked the growth, survival, and genetic diversity of the fish over about seven generations. 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Required fields are indicated by an asterisk (*) By Elizabeth PennisiJul. 16, 2019 , 5:55 PMcenter_img Email Boosting genetic diversity may save vanishing animal populations. But it may also backfire A Florida scrub jay population relies on birds from other groups to sustain its genetic diversity. In both streams, the populations increased 10-fold and genetic diversity doubled. Later generations were more fecund, with many of the most fit offspring being hybrids of the local and introduced fish, Reid reported at the meeting. But the findings also sounded a note of caution. In the second stream, the rapid infusion of new fish almost completely eliminated pure residents—an outcome conservationists usually hope to avoid. That result suggests “a slow trickle of immigration might be preferable,” Fitzpatrick says.Another genomic study showed some small populations experience natural genetic rescue—and benefit from it. Nancy Chen, a population geneticist at the University of Rochester in New York, and her team study the threatened Florida scrub jay (Aphelocoma coerulescens), whose numbers are down to a few thousand individuals, split among a few hundred sites. For 50 years, researchers have regularly counted and assessed all the jays found at Archbold Biological Station near Lake Placid, Florida. More recently, they’ve collected blood samples from each bird, which enabled Chen and her colleagues to track genetic changes over time.The team discovered that the population naturally gets a slow infusion of new blood. Typically, birds trickle in from smaller groups a few kilometers away. The newcomers are less genetically diverse than those already there, but because they are from a different population, they help maintain the resident group’s diversity. However, with fewer birds arriving in recent years because of population declines, that diversity is declining, putting the population at risk of dying out. “Gene flow from small populations may be really important,” she concluded at the meeting.Most biologists have assumed that larger populations are better sources of new blood. But Chris Kyriazis, a graduate student at the University of California, Los Angeles, used computer models to study the impact of deleterious mutations hidden in a source population. Because such mutations tend to be harmful only when both parents pass the mutation to offspring, they are likely to be eliminated from historically small, inbred populations and to persist in larger ones. Kyriazis’s modeling suggests intermediate-size populations, not the biggest ones, could be the best source for genetic rescues, he reported at the meeting and in a preprint posted 21 June on bioRxiv.Sometimes, genomic results suggest the rescue strategy may backfire. Just 1000 island foxes (Urocyon littoralis) are left on California’s Santa Catalina Island, and 60% of them have a cancer that affects their ears. Paul Hohenlohe, an evolutionary biologist from the University of Idaho in Moscow, had identified many genes that make the foxes susceptible to the cancer and wondered whether they were a candidate for genetic rescue. But he found that the Santa Catalina foxes have a genetic advantage over neighboring populations that might be sources of new blood: They have more variation throughout their genome, including in the cancer genes, he reported at the meeting. Furthermore, the Santa Catalina foxes are better adapted to the island’s hot, arid climate than the other foxes, many of which live on wetter, cooler islands. So, he recommends letting nature take its course and monitoring whether the foxes eventually evolve resistance to the cancer.These studies are helping invigorate a strategy that many believe is sorely needed. Fitzpatrick says, “The urgency of the problem and the availability of the tools makes it a really exciting time.”last_img read more